Luxury cars are beautiful to drive, but they do come with luxury bills. Parts and servicing costs are high, especially if your car’s out of warranty. Some brands like Lexus or Volvo offer better long-term value and reliability, but German makes, BMW, Mercedes, Audi, can be pricey to maintain here. If you love the experience and can budget for upkeep, go for it. But if you’re after comfort, status, and reliability on a budget, some premium SUVs and sedans from Toyota, Mazda, or Kia offer the best of both worlds.